Fight Against Identity Theft With Cell Phone Spy Software

Identity theft and similar cyber crimes are still rising—this isn’t something new. Innocent people have been defrauded for decades by imposters, hackers, and criminals who try to steal information that leads to the ultimate goal: another person’s money. If you own something as simple as a debit card, you are a potential victim. Anyone who is using a debit card online or is swiping it at their local retail store should be aware of the pitfalls.

It’s up to the consumer to be savvy about their finances. Check your bank statements every day. Know how much you have and what you’re spending at all times. Sound dramatic? Fox Business states: “Someone became an identity theft victim every 2 seconds.” The report claims that identity theft jumped in 2013:

“In 2012, we had a big spike in new fraud with a high average fraud amount. But in 2013, that was pushed down with criminals shifting into existing card fraud. This shift means we will see more breaches like those that hit Target and Neiman, he adds. And as individuals continue migrating their financial lives online, identity thieves and scammers will focus more attention targeting online banks and payment sites like Paypal.

They will go where the money is. The behavior we exhibit using passwords is exacerbating the issue as well. The more passwords a consumer has for different online accounts, the less likely they are to change them, he says, which is good news for scammers. Consumers with less than 10 online accounts usually use different passwords for each account. But when the amount of online accounts climbs higher to 20, the survey shows people are more likely to use the same password for multiple accounts.”

And in 2014, Javelinstrategy.com reported that 2014 was a year of advances and setbacks in the fight against identity fraud:

“The 2015 Identity Fraud Study, released today by Javelin Strategy & Research revealed that 2014 was a mixed year in the fight against identity fraud, with some advances and some setbacks. The study found that fraudsters stole $16 billion from 12.7 million U.S. consumers last year. With a new identity fraud victim every two seconds, there is still significant risk to consumers, particularly students. Encouragingly, new account fraud – when someone opens an account in your name that you are not aware of – hit a record low in 2014, but continues to be one on the most damaging types of fraud. Data breaches were a big headline in 2014, and they had a significant impact on identity fraud. The study found that two-thirds of identity fraud victims in 2014 had previously received a data breach notification in the same year, with many indicating their wariness about shopping at merchants, including big box retailers.”

Many companies these days are fighting against a massive data breach. But what about on an individual level? Can you actually gain a level of protection by using a spy app on a cell phone? The answer is a resounding yes.

How? A cell phone spy software like Highster Mobile can help stop identity theft that can be the first alert before the bank calls. Say you’re a parent of a teen. This spy app can easily be installed on a target phone. Say this teen starts using her mobile device to start buying textbooks, clothes, food and more. The convenience of apps makes it easy to just swipe, or tap, and go, and most teens will take advantage of that convenience. Now a parent can track a teen’s spending habits by tracking her location. Suddenly that parent sees a spike in expenses. Where is it coming from? Does she still have the phone in hand, or did someone steal it? Highster Mobile spy software can be the modern answer you need. Time to have a talk with that teen, and then call the bank.

The modern technological advances of today come with the greatest conveniences, but we open ourselves up to more fraud than ever before. A cell phone monitoring software, when used wisely, can help any citizen fight against it.

Finally, if you’re looking for a free cell phone tracking software or need to know how to track cell phone location free, please note that Highster Mobile provides powerful features and live customer service that a free cell phone spy app doesn’t offer.